Refinance Analyzer
Compare up to two refinance options against your current loan. See monthly savings, break-even timelines, and interest savings at 5, 7, and 10 years.
Current Mortgage
$
$
%
Note rate — not APR
yr
The month your first payment was due
Estimated Current Balance
$0
0 payments made · 0 remaining
Estimated using standard amortization. May differ from your servicer's payoff balance due to escrow, fees, or payment timing.
%
Note rate — not APR
$
$
Auto, student, credit card payments eliminated by cash-out refi
Option 1
$
%
Note rate — not APR
yr
$
Negative = lender credit
$
$
Option 2
$
%
Note rate — not APR
yr
$
Negative = lender credit
$
$
Current Total Monthly Payment
$3,374
Option 1
$2,824
Saves $550/mo
Option 2
$2,835
Saves $538/mo
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Opt 1 Break-Even (P&I)
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Opt 2 Break-Even (P&I)
Interest Savings vs. Current Loan
Option 1
Option 2
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Opt 1 Total Closing
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Opt 2 Total Closing
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Opt 1 Total Debt Savings
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Opt 2 Total Debt Savings
| Month | Principal | Interest | Balance | Accum. Principal | Accum. Interest |
|---|
Estimate only. Does not include taxes, insurance, or PMI. Contact us for a personalized refinance analysis.